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"In touch with your real insurance needs since 1975"

Michael S. Micheff
& Associates
Regarding your PENSION needs, I believe in simplicity! I am not licensed to offer any investment type products as I do not hold a securities license. Instead, I offer you low risk; fixed and indexed annuities from a variety of insurance companies.
They offer you a guaranteed rate of return and generate monthly income that you can’t outlive. Whether you have a certificate of deposit coming up for renewal, are contemplating retirement, need to roll over your present 401K or IRA plan, or need to take a required minimum distribution, please call me ?
I will help you plan for your future. I represent American National, Clear Spring Life, Guggenheim Life, Mass Mutual Ascend, Midland National, North American, Ohio National, Pacific Life, and others.
Annuities/Pension
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